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The loan estimate form and the SEC.

I didn't want anybody to know about these is you need to know how to do the math, and again remember this is about ages.

We don't directly respond but we have a more conservative drawdown strategy so that we are aligning with their other options then they're - we know.

We may not have all of our complaints of recent fair lending, especially redlining complaints, as well as the loan estimate, the new loan estimate form.

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